ST(SAO) - KCC-Crop loan

Period: 1 Year
Rate of Interest: 6.00%

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Working Capital Loan for crops like sugarcane, paddy, oil seed, grapes, Mango, Cashew, Vegetable, Spices, Flowers 6.00% Interest Subvention up to 1.00 lakh & 4.00% Interest subvention above 1.00 lakh up to 3.00 lakh who promptly repay their crop loan

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Declaration of land ( E-Karar)

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Additional ST (SAO)-KCC

Period: 1 year
Rate of Interest: 14.00%

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Short Term loan for consumption & contingent

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Declaration of land ( E-Karar)

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Purchase of Agri. implement & machinery

Period: 5 to 9 year
Rate of Interest: 13.00%

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Purchase for Bull - pair/ cart ,Tractor , Trailer, Power Tiller , Agri. Implement ,Jaggery manufacturing unit, Sugarcane Harvester & Infielder etc.

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Projection report/ Future income plan

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Greenhouse

Period: 5 to 9 year
(Grace period 1 year for new well digging)
Rate of Interest: 13.00%

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For Farmers Loan Amount and Tenure to be checked with nearest branch.

Documents Required.

  • Income proof.
  • Adhar Card.
  • Any other documents required by the Bank.

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Dev. of irrigation potential

Period: 5 to 9 year
(Grace period 1 year for new well digging)
Rate of Interest: 13.00%

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Oil engine / ele. motor / Sub. Marshibal Pump set, Pipe line , Drip , Sprinkler , New Well digging / Old well repairs etc.

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • If project cost is above 3 lakh Plan and estimate of Engineer
  • Irrigation Dept. permission
  • MSEDCL light permission
  • Ground water survey and development agency (GSDA) permission for well

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Reclamation & Land Dev.

Period: 5 to 9 year
Rate of Interest: 13.00%

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Land development, Saline land reclamation , land purchase

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Plan and estimate of Engineer
  • Project report of CA
  • for land purchase sale deed, ready reckonar certificate, 15 year search report & title clear certificate of lawyer on Bank panel.

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Construction of farm Building & Structures

Period: 5 to 7 year
Rate of Interest: 13.00%

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Construction of Farm House

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Plan and estimate of Engineer

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Dev.loans to plant,Horti Forestry & westland

Period: 5 to 7 year
Rate of Interest: 13.00%

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Horticulture , Grape , Mango , Cashew , Green House

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Plan and estimate of Engineer
  • Project report
  • Permission of state Horticulture Dept.

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Purchase of Miltch animal & Dairy Dev.

Period: 5 year
Rate of Interest: 13.00%

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Purchase of Miltch animal like Pandharpuri, Muraha,Mehasana Buffalo and HF cross , Jerssy, Gir,Khilar Cow

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Assurance Deed of Dairy Society.

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Purchase of sheep, Goat,Piggery , Emu etc.

Period: 5 year
Rate of Interest: 13.00%

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Sheep & Got like Usmanabadi, Kokan Kanyal,African Boar

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Sheep & Goat Shed

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Poultry Farming

Period: 5 to 7 year
Rate of Interest: 13.00%

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Khadaki, Broiler, Hybrid layer etc.

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Plan and estimate of Engineer
  • Project report of C.A.
  • Permission of local bodies
  • Water & Light availability

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Agri clinic & Agri business

Period: 5 to 7 year
Rate of Interest: 13.00%

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Agri service centers etc.

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Plan and estimate of Engineer
  • Project report of C.A.
  • Education qualification as per NABARD circular
  • 15 year search report & title clear certificate of lawyer on Bank panel.

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Bio gas & Toilet

Period: 5 year
Rate of Interest: 13.00%

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Bio gas & Toilet

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation
  • Assessment extract of house

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Vehicle

Period: 5 year
Rate of Interest: 13.50%

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Purchase of new Two ,Four Wheeler

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Consumption / Consumer

Period: 5 year
Rate of Interest: 13.50%

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Purchase for consumer product

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Quotation

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Business loan, Project finance, Self employment

Period: 5 to 7 year
Rate of Interest: 14.00%

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Build of new projects Working capital

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract / Non agri. property extract - House,Flat,Plot etc.
  • Quotation
  • Valuation of property
  • 15 year search report & title clear certificate of lawyer on Bank panel.
  • Plan estimate of engineer
  • Essential permission of Govt. Dept
  • Project Report of C.A.
  • Education qualification / Training certificate

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Kisan Sahay Yojana

Period: 5 year
Rate of Interest: 13.50%

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For multipurpose use Rs.2000/- per Are for irrigated land Rs1000/- per Are for unirrigated land

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • declaration of land
  • ( E-Karar)

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Housing

Period: 15 year
Rate of Interest: 13.00%

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Rural housing / Shetkari Nivas

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter

Documents Required.

  • 7/12 extract
  • Property extract
  • 15 year search report & title clear certificate of lawyer on Bank panel.
  • Plan & estimate of engineer

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Educational

Period: 9 year
(Including grace period )
Rate of Interest: 13.00%

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Higher Education in India and Abroad , Graduation - Job Oriented professional / Technical courses offered by reputed University. Post Graduate - MCA,MBA,MS,CA etc.

Eligibility.

  • Member of PACS
  • Agriculture land
  • Non defaulter
  • Student eligibility
  • Course eligibility

Documents Required.

  • KYC
  • Student education qualification certificate
  • Admission letter / Bonafied certificate of College / University /
  • Authorized education and living expenses letter of college
  • Future income prospect
  • 7/12 extract / land / building of parent / guardian for loan security

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

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